Robosigning

Robosigning “Robosigning” is a term created and popularized in light of the recent scandals involving the mortgage foreclosure crisis.  As a new term, it does not have an official legal definition, but refers to the process of “mass signing” forged or fraudulent documents relating to mortgage foreclosure.  Notaries have been involved in robosigning by acknowledging…

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Dual-track foreclosures

Despite the landmark Homeowners Bill of Rights legislation of 2012 which outlawed various dishonest lending practices, banks and servicers are still performing dual-track foreclosures in California. For those of you not familiar with the term, “duel-tracking” occurs when a servicer engages a borrower in the loan modification application process while at the same time the…

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